Life insurance isn't a luxury; it's a necessity. In fact, if you speak with the average American, more than 40 percent say they would feel the financial fallout within six months if the primary wage earner in the household were stricken ill or died...

Retirement income, ideally, comes in a variety of forms, from pensions, to life insurance, to Social Security savings to 401(k) growth. But it's the latter of these financial planning devices that fewer Americans are shoring up, largely because...

As the largest generation in America - outnumbering baby boomers by nearly 8 million people - millennials are the retirees of tomorrow. Highly diverse in ethnicity, millennials are also quite different in how effectively they're preparing for...

If you think back to your elementary school days, you may remember lessons on simple machines and the different forms that they come in, such as axles, pulleys and fulcrums. Chief among these devices is the lever, which as you no doubt recall,...

The agent-to-client relationship is an important one to foster, and for agents whose main product line is life insurance, a good way to solidify it is by making it clear their interests come first and foremost. If you're a professional who...

Life insurance and, by extension, retirement planning, is a highly nuanced topic that can easily confuse many people. It's because of this that agents will always be around because they have the experience needed to explain the particulars, not to...

Whether due to an invincibility complex or simply not getting around to it, many of today's millennials aren't in a huge rush to take care of their estate planning. As an example, nearly 66 percent of Americans say that they don't foresee...