The question, "How much life insurance do I need?" is one agents get asked quite a bit. It's little wonder why, because even though policy purchases have risen in recent years - up 5 million from six years ago, according to a recent survey - many...

If life insurance was always a simple sell, everyone would have a policy. Polling confirms that ownership is far from universal, but recent survey data suggests that producers and agents are pressing the right buttons to get consumers to buy as of...

Change is hard for everyone, especially when you've prepared for a milestone event, only to have the rug pulled out from under you after learning what you did to get ready wasn't enough. For example, after long touting that the average person needs...

Life insurance isn't a luxury; it's a necessity. In fact, if you speak with the average American, more than 40 percent say they would feel the financial fallout within six months if the primary wage earner in the household were stricken ill or died...

Estate planning is a crucial component to establishing a financial framework that's built to last. In fact, life insurance - in and of itself - is something that everyone should have, whether raising a family or living independently. But you wouldn...

In many ways, technology is a double-edged sword. It's true in the consumer world as well as the professional one. Take life insurance as an example. According to a recent survey done by LIMRA, nearly 30 percent of policy buyers in 2016 purchased...

To whom much is given, much is expected. This axiomatic phrase might be the best one used to describe the situation of many financial professionals and advisors, as pay raises were widespread in the industry last year. It turns out, however, that a...