Key Person

Key employees – those individuals who are nearly indispensable to the organization – typically provide so much firm value that their loss would be financially detrimental for the firm. In these cases, a high cash value life insurance policy can provide the firm with an economic buffer to weather the troubles that could arise from the loss of such a valued team member.

Leveraged Planning solutions provide a business with the means to execute a plan for the contingency of loss of a key man while reducing the often-high capital outlays necessary to fund the life insurance premiums.

GFD can work with a borrowers legal and financial advisors to help in the design and financing of life insurance policy premiums tailored to provide the business with sufficient resources to offset the loss of a key employee while avoiding a large drain on capital resources. GFD’s unique competencies, high-touch service, and favorable ratesand terms make us the leading choice to fund these mission-critical strategies.