The ideal life insurance buyer obtains coverage because they want and need to.
Continue
Premium Finance Opportunities are at All Time High!
In a twist of irony, 2020 will be going down in history as the year no one saw coming. From Covid-19, shutdowns, store inventory shortages, high unemployment, wild market swings, trillion-dollar bailouts, to historically low interest rates, this year will change the future in ways we do not fully understand yet. However, one trend that…
Continue Premium Finance Opportunities are at All Time High!
The benefits of life insurance premium financing in uncertain times
Life insurance premium financing does more than provide you with a high cash value life insurance policy. It also helps you with estate planning, buy-sell arrangements, business succession and key-person financing and retention, among other benefits.
Continue
Why working with a financial advisor helps you achieve retirement freedom
When it comes to wealth planning and retirement readiness, is it better for your clientele to go about the process with an advisor or on their own? Of course, as a financial professional, you know the answer to that question. Yet, some of your potential advisees may not be fully convinced that investing in professional…
Continue Why working with a financial advisor helps you achieve retirement freedom
Why premium financing may be right for your client
Americans, by and large, understand the importance of life insurance. This is particularly true of high net worth individuals. Generally defined as those with investable assets between at least $5 and $10 million, high net worth people have many responsibilities and assets that require financial protection. Diverting resources to pay for the premiums, while possible,…
Continue Why premium financing may be right for your client
Why banks are best for your business lending needs
When you’re a business owner who needs money but lacks the sufficient capital, banks serve as one of many potential cash flow resources. According to the most recent statistics available from the Federal Deposit Insurance Corporation, more than two-thirds of households in the U.S. are fully banked, meaning they have access to traditional banking products…
Continue Why banks are best for your business lending needs
3 occupations that make for ideal premium financing candidates
For individuals, business owners and their staff members with a demonstrated life insurance need, life insurance premium financing can make a lot of sense. The costs of living or running a company add up, and there’s only so much available capital that can go toward addressing these expenses. Life insurance premium financing helps in this…
Continue 3 occupations that make for ideal premium financing candidates
3 misconceptions about life insurance premium financing
When you’re a business owner or individual with a demonstrated life insurance need, generating the money needed to purchase the appropriate amount of coverage can sometimes be difficult. Financial resources, by their very nature, are finite, and even if premiums are reasonably priced, there’s only so much money that can go around when it’s tied…
Continue 3 misconceptions about life insurance premium financing
What your high-net-worth clients want may surprise you
There’s one thing the high net worth strongly desire that all the money in the world won’t buy – financial education. More specifically, financial education for their family and loved ones.
Continue
Are business owners preparing for retirement?
Small-business owners could be doing a better job preparing for retirement.
Continue
